2801 28th St SW Lehigh Acres, FL 33976
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About this home
INVESTOR SPECIAL – SOLAR PANELS – CANAL VIEW! This 3-bedroom, 2-bath home presents a fantastic opportunity for investors or homeowners looking to add value through updates and improvements. Featuring a desirable split floor plan, solar panels for energy efficiency, and a roof that’s only 6 years old, this property offers a strong foundation to build upon. Situated at the end of a quiet street with a peaceful canal view, it provides a sense of privacy and tranquility rarely found at this price point. The spacious backyard offers plenty of room for outdoor living, gardening, or even adding a future pool—making it a perfect canvas for your vision. Located in the fast-growing community of Lehigh Acres, this property is surrounded by continued development and rising property values, making it a smart long-term investment. Lehigh Acres is known for its family-friendly neighborhoods, affordable housing, and easy access to nearby cities and attractions. Enjoy convenient proximity to shopping, dining, schools, and several parks, along with quick routes to SR 82, Daniels Parkway, and I-75, connecting you easily to Fort Myers, RSW International Airport, and the white sandy Gulf beaches. Outdoor enthusiasts will appreciate the area’s abundance of lakes, canals, and nature preserves perfect for fishing, kayaking, and wildlife watching. With its growing infrastructure, new businesses, and strong sense of community, Lehigh Acres continues to be one of Southwest Florida’s most promising areas for both residents and investors alike. THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER, INQUIRE FOR MORE DETAILS**
Source: FORTMYERS #225073704
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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