2801 Crested Butte Trl Plainfield, IL 60586
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About this home
**More Than Meets the Eye - Over 2,000 Sq. Ft. of Finished Living Space** At first glance, this charming 4-bedroom, 3-bath RANCH home might look modest, but step inside and you'll be amazed at the space it truly offers. With over 2,000 sq. ft. of finished living space, including a versatile finished basement, this home is designed to grow with you and adapt to changing lifestyle needs-from first-time buyers to growing families or multi-generational living. The finished basement provides countless possibilities-think guest suite, home office/business, playroom, in-law suite, or even a rental opportunity for added income. A convenient entrance from the garage allows direct access to the basement without disturbing the main level, making it especially appealing for guests, roommates, or extended family. The open main-level layout seamlessly connects the kitchen, dining, and living areas, perfect for everyday living and entertaining. Brand NEW (2025) luxury vinyl plank flooring extends through the main living spaces, hallway, and full hall bath, while NEW carpet in the bedrooms adds warmth and comfort. Fresh neutral paint throughout, including the basement, creates a move-in-ready feel, and NEW modern matte black light fixtures and a new ceiling fan complete the polished look. The kitchen features stainless steel appliances and granite countertops, practical and easy to maintain for daily use. The primary suite includes an updated en-suite bath, providing a private retreat. Outside, the spacious partially fenced backyard backs to an open field, offering privacy and plenty of room for kids or pets to play. The neighborhood features parks, playgrounds, and walking paths, and the home is located in Plainfield School District 202, just minutes from Route 59, shopping, dining, and everyday conveniences. Major updates bring peace of mind, including a NEW furnace and A/C (2023), NEW roof (2021), NEW water heater (2018), and NEW stainless-steel kitchen appliances (2018). Whether you're looking for your first home, a growing family space, or multi-generational living, this home offers flexibility, space, and long-term value-without feeling like your typical ranch.
Source: MRED #12491292
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.