2801 Deansbrook Dr Plano, TX 75093
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About this home
This east-facing, magazine-worthy home offers exceptional curb appeal and is fully loaded with upgrades and design touches that reflect today’s custom color palette and style trends. The spacious, open-concept dining, living, and kitchen area serves as the heart of the home, creating an airy, inviting space for entertaining and socializing while cooking. The stunning kitchen features a large center island, stainless steel appliances, double ovens, a gas cooktop, gorgeous quartz countertops, and a Reverse Osmosis water filter under the kitchen sink and EPS 1000 Microbiological Water Filter System. Not to mention an EcoWater Whole Home System with excessive water usage alerts. Plantation shutters, stacked-stone fireplace, a remote-controlled privacy curtain in the dining area, and beautiful wood floors flow throughout the main living spaces. The main-level primary suite is thoughtfully split from the secondary bedrooms and showcases a spa-like ensuite with dual vanities, a large walk-in closet, a luxurious shower, and a soaking tub perfect for unwinding after a long day. The first floor also offers a guest room with a full ensuite bath, and a dedicated study with French doors. Upstairs, you’ll find a media room with storage, a huge game room ideal for game day parties, movie nights, or game nights with friends and family, plus hardwired internet connections in each room with switched connectivity options. An additional 5th bedroom has been added with full permitting and approval from the City of Plano. The large covered patio is perfect for summer gatherings and backyard barbecues, with plenty of yard space for a trampoline, playscape, or to create your dream outdoor living area. Outdoor surveillance camera system, featuring audio and video recording with local storage to convey. Located in highly sought-after Plano ISD with quick access to major routes, shopping, dining, entertainment, and trendy hot spots.
Source: NTREIS #21026650
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.