2801 NW 17th St Fort Worth, TX 76106
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About this home
Zero down or 4.99% interest rate first year with seller credit. This meticulously maintained property offers a seamless blend of comfort and efficiency, boasting 1,382 square feet of thoughtfully designed living space. This property is not just about style but also sustainability. Equipped with solar panels, this home is designed for energy efficiency, featuring a 21-year remaining warranty to give you peace of mind. Step inside to luxury vinyl plank flooring that flows throughout the home, eliminating any carpet. The spacious dining and living area is adorned with bay windows, inviting natural light to accentuate the open floor plan. The home features a well-appointed kitchen, perfect for both casual meals and entertaining. With a split bedroom arrangement, the primary suite provides a private retreat, complete with a dual sink vanity and a large walk in closet for convenience. Two additional bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy hilltop views of the sky and stars, offering a tranquil escape from the hustle and bustle. Additionally, previous foundation repairs come with a lifetime warranty upon transfer, ensuring long-lasting stability. Conveniently located near River Oaks, the historic Stockyards, freeways, shopping and dining. Refrigerator, ring doorbell, cameras and generator accessory to solar panels convey with the home. There is an assumable VA loan with a 4.875% int. rate. Solar Panels are paid off. No blind offers, assignments, subject to or wraps.
Source: NTREIS #20925003
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.