28029 Marina Dr Whitney, TX 76692
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About this home
Discover Lakeside Luxury in this stunning custom residence offering the most coveted location in White Bluff Resort! Family home situated on over a half acre in the heart of White Bluff's action, across from the tranquil waters of Lake Whitney and backing up to Corp of Engineer's land. Right out of your front door, just a short distance away lies the Marina, Cascade Pool, Park, Spa & Fitness Center, and Pub! Step inside to find an inviting open concept layout featuring an impressive array of windows offering panoramic views. Custom chef's kitchen with inviting island, classy natural stone countertops, double pantry, and double ovens. First floor Primary Suite is isolated with direct access to back patio and serving bar featuring an ensuite bath with a large walk in closet! 2nd bedroom with bathroom close by on 1st floor. Unwind in the evenings by the fireplace or on the back patio surrounded by trees that create that private space for relaxing. Upstairs you will find an unmatched blend of luxury and leisure ideal for families gathering together at the lake. With 2 upstairs bedrooms, full Jack & Jill bathroom, and a living area with private patio access for admiring spectacular sunsets and al fresco dining. All bedrooms have walk in closets! Search for the secret hidden bookcase room. Spectacular foundation offering a hilly view with countryside feel. Solid built and meticulously maintained with foam insulation and all in well working order. Live the resort life to fullest with 72 rounds of golf to be used on both golf courses recently ranked #1 & 2 public courses in all of Texas. Boating, fishing, resort style swimming pools, tennis, waterfront pub, and much more!
Source: NTREIS #21028257
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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