2803 Bachman Rd Manchester, MD 21102
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About this home
Don’t miss your opportunity to call this beautiful Colonial home your own. Lovingly cared for and thoughtfully updated, this property offers a perfect blend of comfort, space, and modern convenience, all set near the heart of Manchester. Step inside the welcoming two-story foyer, where hardwood floors and natural light create an inviting entry. The main level offers a traditional layout designed for both daily living and entertaining. The spacious living and dining rooms feature crown and chair moldings that add a touch of elegance, while the family room, anchored by a gas fireplace, creates a cozy gathering space. The kitchen is the heart of the home, showcasing maple cabinetry, granite counters, and a gorgeous tile backsplash, with direct access to the screened deck overlooking the ***brand-new above-ground pool (2025)***. You’ll love the seamless connection between the indoor and outdoor spaces, perfect for relaxing or hosting friends. Upstairs, the large primary suite feels like a retreat. It features a generous walk-in closet with a window and an updated bathroom complete with a soaking tub, double vanity, and beautiful finishes. Three additional bedrooms and a second full bathroom complete this level, offering plenty of room for everyone. The lower level expands your living space even more. It includes a large recreation area, a bonus room, a full bath, and plenty of space for fun, fitness, or movie nights. There’s also convenient access to the basement laundry area and extra storage. Outside, the screened deck and sparkling new above-ground pool set the stage for endless enjoyment. The fenced yard and landscaped setting make it easy to imagine warm-weather days spent outdoors. Located close to community parks, recreation, and the charming small-town feel of downtown Manchester, this home offers the best of both convenience and comfort. Schedule your showing today to see if this wonderful home feels like the one for you.
Source: BRIGHT #MDCR2030760
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.