28037 Via Tirso Mission Viejo, CA 92692
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About this home
The highly sought-after 55+ gated community of Casta del Sol is known for its incredible lifestyle, and this home on Via Tirso delivers it all. Tucked away near the end of a quiet cul-de-sac with very little traffic, this spacious 2 bedroom, 2 bathroom single-story offers comfort, privacy, and plenty of potential. Step inside to find two generously sized bedrooms, an open atrium, and a flowing floor plan anchored by a light-filled living and dining area. Over the years, thoughtful upgrades have been added, including a new HVAC system, new water heater, roof replacement, sundome skylights, a pergola for outdoor enjoyment, remodeled guest bathroom, and a refreshed kitchen with updated cabinets and counters. A series of window and door upgrades—including sliders, kitchen, master, and guest bedroom windows—bring in natural light and energy efficiency throughout. The home also offers a large patio space perfect for entertaining, dining al fresco, or simply enjoying the sunshine in peace and privacy. And while some areas await your personal touch, the home provides an incredible canvas to customize and make your own. Living in Casta del Sol means enjoying a resort-style community with access to Lake Mission Viejo and amenities like pickleball, tennis, swimming, shuffleboard, fitness center, walking trails, clubs, and countless activities. Beyond the gates, the city of Mission Viejo offers award-winning parks, a vibrant community spirit, top shopping and dining, and proximity to Southern California’s best beaches. This is your opportunity to enjoy the best of Casta del Sol living—in a home that blends thoughtful upgrades with the chance to personalize it to your taste.
Source: CRMLS #OC25220733
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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