281 Gaida Loop Georgetown, TX 78628
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About this home
Welcome to this charming single-story retreat where cozy comfort meets modern design. This lovingly maintained 3-bed, 2-bath home offers ~1,648 sq ft of thoughtfully planned living space and a two-car garage, blending open-concept flow with warm, intimate vibes. Natural light pours through wide windows, highlighting sleek finishes and durable flooring. The gourmet kitchen with granite counters, stainless-steel appliances, and breakfast island connects seamlessly to the dining and living areas—perfect for gatherings or quiet nights in. The primary suite is a private haven with a spacious bath, dual vanities, and walk-in closet, while two secondary bedrooms provide flexibility for guests, family, or a home office. A covered front porch invites friendly hellos, and the backyard with covered patio offers room for play, pets, or evening BBQs under Texas skies. Set in the sought-after MorningStar community, residents enjoy resort-style amenities—pools and splash pad, hike & bike trails, dog park, fishing pond, and open-air pavilion—. Everyday conveniences are close by: Wolf Ranch Town Center for shopping and dining is about 10 minutes, the historic Georgetown Square ~15 minutes, and Lake Georgetown ~10 miles for boating and hiking. Quick access to HWY 29, 183A, and I-35 means an easy commute to Austin or nearby employers. *Refrigerator washer and dryer are negotiable*
Source: ACTRIS #9359235
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.