28117 Egrets Ct Lancaster, SC 29720
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About this home
Incredible WATERFRONT retreat under $500K! Built by CRAFT HOMES Custom Builders as one of the neighborhood’s first builders in the neighborhood and one of their model homes, this property offers stunning lake views and direct canoe/kayak launch access right from your own backyard. Thoughtfully updated with a new A/C (2021), a remodeled kitchen with painted cabinets, countertops, backsplash & hardware (2025), new laminate flooring, carpet, recessed lighting, full interior paint, and more. Outdoor living shines with a grilling kitchen, firepit, and updated cedar deck railing. Inside, enjoy 4 primary suites with ensuite bathrooms and spacious closets—perfect for a growing family or vacation home! The family room, kitchen, dining area, and back deck all capture peaceful water views. Step outside and walk just a few feet to Lakeside Park & Pavilion, now featuring bocce ball, cornhole, picnicking, and more, or head across the street to the clubhouse/pool for monthly entertainment and food trucks. Tennis courts now double as the community’s most popular pickleball spot. Perfectly centered between the golf course and the lake, this home is surrounded by all Edgewater has to offer—an award-winning resort-style community with golf, Top Tracer driving range, swimming pools, trails, restaurants, and abundant lake access. Conveniently located only 12–15 minutes from shopping, dining, and medical facilities. A rare opportunity to own a custom-built waterfront home in a vibrant, amenity-rich neighborhood!
Source: CANOPYMLS #4304153
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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