2815 Westwood Ave New Smyrna Beach, FL 32168
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About this home
Welcome home to New Smyrna Beach living at its finest! The beautiful Maronda built home, completed in October 2021, where modern comfort meets coastal convenience. With 3 bedrooms, 2 baths, and 1,479sf of living space, this residence offers the perfect blend of style, function and relaxation. At the heart of the home, the open-concept kitchen shines with classic shaker cabinetry, stainless steel appliances, a spacious walk-in pantry, and a sleek metal backsplash. Whether preparing everyday meals or hosting friends, this kitchen is designed to impress! The master suite provides a private retreat, featuring dual sinks, a walk-in shower, and a large walk-in closet. Two guest bedrooms, complete with new Berber carpet, create a welcoming space for family or visitors. Built with quality block construction, this home is designed for peace of mind and easy living. Hurrican shutters are included. The private backyard offers a quiet escape, ideal for morning coffee, gardening, or evening gatherings. Tucked away on a dead-end street with no through traffic, the location adds to the serenity while still keeping you close to everything. A public boat ramp, the beach, and many shops, restaurants, and amenities of New Smyrna Beach are just minutes away. A must see! All measurements and information deemed accurate but not guaranteed; buyers and realtors are advised to verify.
Source: STELLAR #FC312400
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.