2817 Mossy Springs Dr Leander, TX 78641
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About this home
Nestled in the heart of Crystal Falls, this home offers a stunning and thoughtfully designed single-story Monarch plan with nearly 3,000 sq ft, soaring 12-ft ceilings, 8-ft doors, stone fireplace extending to the ceiling and premium finishes throughout. This home has a dream kitchen, open frameless walk in shower and has been impeccably taken care of with amazing upgrades. The home’s Texas-sized covered patio is plumbed for gas and wired for entertainment, with multi-slide glass panels that effortlessly blend indoor and outdoor living that is an entertainer's dream and a must see you will never want to leave. The backyard has been completely transformed into an oasis. This residence also boasts an oversized 2.5 car garage and energy-efficient features like 16 SEER HVAC. Set on a friendly, quiet block where every yard is impeccably kept, the neighborhood thrives on community with an unbeatable low HOA fee of just $56/month. Crystal Falls impresses with resort-style amenities: two swimming pools (including a grotto and lazy river), tennis and pickleball courts, miles of trails, a fishing pond, playgrounds, and a disc golf course . Situated with easy access to the MetroRail and key highways, this home offers both convenience and community—a perfect blend of serene outdoor living, smart design, and neighborly charm. Buyers agent to verify all information.
Source: ACTRIS #1510932
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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