2819 Seagull Way Blanchard, OK 73010
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About this home
Welcome to your dream farmhouse in the peaceful Four Lakes neighborhood! Set on a beautiful corner 1.95-acre wooded lot, this updated 5 bed, 3 bath/ 3 car garage home perfectly blends modern comfort with rustic charm. As you enter, you’ll find a bright and airy openliving space that flows seamlessly into the spacious kitchen, making it a fantastic spot for gatherings and entertaining. The kitchen is a dream, featuring a gas stove, custom cabinets, plenty of granite countertop space, a central island, and sleek stainless steel appliances. The primary bedroom is complete with a vaulted ceiling and an en suite bathroom that features dual vanities, a relaxing jetted tub, a large shower, and a generous walk-in closet. The secondary bedrooms are also spacious and flexible, perfect for whatever your needs may be. Plus, there's a bonus or flex room that can serve as a home office, playroom, or extra guest space. The laundry room comes with custom storage solutions to keep everything organized. Step outside to your backyard, featuring a storm shelter for peace of mind, a covered patio, and an open deck—ideal for enjoying warm evenings and picturesque countryside views. Don’t miss the chance to make this stunning farmhouse your forever home—schedule a showing today!
Source: MLSOK #1193004
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.