2822 Old Field Dr San Antonio, TX 78247
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About this home
(OPEN HOUSE - Saturday, July 26th - 1:00 - 4:00 pm) Priced to sell! Home needs some TLC, and the new price reflects its current condition. Great opportunity to add value with a little work. 2822 Old Field Dr., A charming one-story home with all the right features in a location that's hard to beat. Nestled in a quiet, established neighborhood with no HOA, this property offers a rare mix of freedom, function, and fun. From the brand-new roof to the in-ground pool, it's ready for its next chapter. Inside, you'll find 3 comfortable bedrooms and 2 full baths, including one that's been tastefully renovated with fresh upgrades. The layout is functional, with a warm, inviting feel that makes it easy to imagine life here whether you're hosting friends or just enjoying a quiet night in. Step outside and you're greeted by a private backyard retreat. The pool is ready for summer, and a spacious dog run makes it ideal for pet lovers. There's still room left for outdoor dining, relaxing, or starting that garden you've been thinking about. Location seals the deal McAllister Park is just down the road with miles of trails and outdoor space, and you're zoned to highly rated schools in the North East ISD. Whether you're upsizing, downsizing, or just tired of cookie-cutter houses with restrictions, 2822 Old Field Dr. gives you the space, updates, and freedom to truly make it yours. Don't miss the chance to make this one your next move. Schedule a showing TODAY!!
Source: SABOR #1881481
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.