28239 Brokenmead Path Wesley Chapel, FL 33543
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About this home
Welcome home! This beautiful spacious 4-bedroom, 3-bathroom home with a 2-car garage offers 2,428 square feet of well-designed living space in a quiet neighborhood with lush, standout curb appeal. As you arrive, the elegant glass door welcomes you into a bright formal living and dining room, perfect for both everyday living and entertaining. Inside, you'll find beautiful wood plank tile flooring throughout, stylish, durable, and easy to maintain. The huge, bright kitchen is a dream, complete with plenty of counter space and a gas stove for serious cooking. Just off the kitchen, you'll find a dinette area and a cozy family room, creating the perfect flow for daily life. The primary suite includes an updated bathroom with glass shower doors, dual sinks, and a walk-in closet. All bedrooms are generously sized, and one features custom built-in California-style shelving—ideal for a home office or creative space. The 4th bedroom functions as a bonus in-law suite, fully updated in 2023, complete with its own private en-suite bathroom featuring modern finishes. Step outside to your enclosed patio, perfect for relaxing or entertaining—while staying protected from Florida’s infamous mosquitoes! The backyard features lush, upgraded landscaping, a French drain, and a sprinkler system, all within a fully enclosed vinyl fence for added privacy and low-maintenance enjoyment. Smart features include a smart home thermostat, wired security cameras, newer windows and sliding glass doors, and custom shutters (2021). The newer AC unit (2017) keeps the home energy-efficient and comfortable. You're just a short walk to the community clubhouse, pool, and fitness center, and minutes from top-rated schools, USF, Wiregrass Mall, Tampa Premium Outlets, Orlando Health hospitals, and countless dining and entertainment options. With quick access to I-75, I-275, and Bruce B. Downs Blvd, commuting to Tampa, Zephyrhills, and Wesley Chapel is a breeze. Bonus: being close to a fire station could help reduce your home insurance costs. Don’t miss your chance to own this beautifully updated and well-maintained home that offers the perfect blend of space, style, and convenience in one of Wesley Chapel’s most desirable communities—schedule your private showing today!
Source: STELLAR #TB8434569
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.