2825 Westwood Ave New Smyrna Beach, FL 32168
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About this home
Welcome home to New Smyrna Beach, where modern comfort blends with coastal living. This Maronda-built gem, completed in 2022, is a perfect fit for those looking to establish themselves in a coastal community with NO HOA! Durable, worry-free quality block construction delivers safety and peace of mind year-round. Featuring 4 bedrooms, 2 full baths, and 1,535 sq. ft. of thoughtfully designed living space, this home is the ideal backdrop for the modern family lifestyle. An open-concept kitchen flows into the living and dining areas, creating a warm space for family meals and everyday connection. Classic shaker cabinetry, stainless steel appliances, and a generous pantry make meal prep efficient and enjoyable. A private owner's suite features a spacious, relaxing retreat with dual sinks, a walk-in shower, and a large walk-in closet, perfect for starting and ending each day. Adjacent to a tranquil preserve, the backyard becomes a private, secluded, and quiet area for play, gardening, and outdoor family time. Open-air recreation is right around the corner, with proximity to Volusia County and New Smyrna Beach parks featuring nature trails, kayaking, hiking, boating, and fishing - great for family adventures. A vibrant, walkable historic downtown district is only minutes away, filled with award-winning family-friendly dining, boutiques, and shopsconvenient for date nights or family outings. This home provides a solid foundation for families and adults of all ages to grow and make memories in beautiful New Smyrna Beach. If you're seeking an affordable, move-in-ready property that supports an active lifestyle, this property is for you! Call for a private tour today! Square footage received from tax rolls. All information recorded in the MLS is intended to be accurate, but cannot be guaranteed.
Source: STELLAR #NS1086399
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.