2829 Plume Ct Cedar Hill, TX 75104
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About this home
STEP into a world of UNPARALLELED LUXURY in this custom contemporary masterpiece nestled in the prestigious Lake Ridge community! With upgrades at every turn, this home exudes sophistication and modern elegance in every square inch. As you enter through the grand foyer, you’re greeted by soaring ceilings and expansive floor-to-ceiling windows that flood the formal dining room and living spaces with natural light. Entertain guests in the chic wine room or enjoy quiet productivity in the private study—which can also serve as a comfortable 5th bedroom. The gourmet kitchen is a true showpiece, featuring gleaming quartz countertops, top-tier stainless steel appliances, and a sleek wet bar designed for effortless entertaining. The serene primary suite is your personal sanctuary with breathtaking tree-lined views, a spa-inspired bathroom boasting a freestanding tub, oversized remodeled shower, and a custom walk-in closet. Step out onto your private balcony to enjoy your morning coffee or evening wine while taking in the peaceful scenery. This home seamlessly blends luxury and efficiency—equipped with fully paid-off solar panels and a Generac whole-home generator, providing peace of mind, lower energy costs, and sustainable living year-round. Additional highlights include a three-car porte-cochère garage, a second master suite on the lower level, and exquisite finishes throughout. Located within walking distance of Tangle Ridge Golf Club, this home offers both refined living and recreation right at your doorstep. This property truly redefines elegant living, inside and out. The seller is willing to contribute concessions toward the buyer’s closing costs—making this stunning Lake Ridge residence an even greater value. ? Schedule your private showing today and experience luxury living at its finest!
Source: NTREIS #21101922
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.