2834 Thistle Ct E Palm Harbor, FL 34684
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About this home
The minute you walk through the door of this gorgeous Highland Lakes home, you’ll notice the striking quality finishes and attention to detail! Split floor plan. The luxury vinyl plank flooring (2025) flows seamlessly throughout the living spaces, with beautiful porcelain tile in the kitchen and baths. This home is truly “move-in ready”, with the essentials taken care of for you: Roof (2023), A/C (2021), hot water heater (2023), impact resistant windows, doors, and sliders (2024), and electric panel (2021). Enjoy entertaining in your large eat-in kitchen with custom soft-close cabinetry, stainless appliances, motion activated faucet, and granite counters. Quality shows in the custom, matching American Elm kitchen island, dining table, and bar stools. With two living spaces, there’s plenty of room to celebrate your family holidays in the living and Florida rooms. The primary bedroom has plenty of space for your king-sized bed, and an en-suite bath including two “vessel” sinks, quartz counters, soft close cabinetry, lovely “pebble finish” shower pan, and updated tile surround. The custom walk-in closet features solid maple. Your guest bath has been thoughtfully updated with quality finishes, a new tub with lifetime warranty, and quartz counters. The thoughtful details continue with the spacious laundry room with utility sink, and the garage space with whole house attic fan, workbench, and custom lighting. Included is a golf cart with Trojan batteries (2024) and a dedicated battery charger. There is a 50amp Level 2 EV Charging Station (2024) for your electric vehicle. The backyard offers privacy, a BBQ pad, and lovely gardens. Updated lawn sprinkler system with a new well pump (2024). This very special home is truly move-in ready- nothing left to do here! Available furnished. NOT located in a flood or evacuation zone. Close to shopping, medical, restaurants, and public transportation. Highland Lakes is a 55+ community with a low monthly fee, providing resident access to all amenities. Amenities include 3 executive golf courses, pickleball/tennis courts bocce, 2 pools, 2 clubhouses, RV and boat storage, new boat launch into Lake Tarpon, and many other activities are available to residents.
Source: STELLAR #TB8427823
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.