28438 Shailene Dr San Antonio, TX 78260
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About this home
Welcome to your dream home in the desirable Kinder Ranch/Sunday Creek subdivision-a move-in ready, spacious one-story masterpiece offering modern comfort and luxurious design. This stunning 4-bedroom, 3-full-bath property boasts a beautifully curated exterior with stone accents and a cool, contemporary color palette that makes an impressive first impression. Step inside to experience an open-concept layout that blends style and functionality. The chef-inspired kitchen is perfectly appointed for culinary adventures, featuring top-quality finishes, granite countertops, ample cabinetry, and a seamless flow into the expansive living and dining areas. Enjoy unobstructed sight lines and soaring ceilings that amplify natural light while highlighting signature architectural details throughout. Smart features include: Light switches, camera doorbell and Smart door locks. A flexible theater or study space adds versatility to the floorplan, meeting the needs of remote work, movie nights, or quiet reading. The primary suite is thoughtfully tucked away from the other bedrooms to ensure peace and privacy, complete with a comfortable ensuite and spa-like finishes. Secondary bedrooms are well-sized and ideally positioned for family living or hosting guests. Step outdoors to a private backyard oasis featuring a gorgeous Spanish oak and ample room to relax or entertain. Whether you dream of quiet evenings under the shade or lively weekend gatherings, this space delivers. Located just a short walk from the community center, local amenities, and the middle and high schools, this home combines convenience with a tranquil greenbelt setting. Every detail has been crafted with care, ensuring quality, comfort, and a place you'll be proud to call home. Ready to make it yours? Schedule a showing to explore this exceptional property in person!
Source: SABOR #1920600
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.