2845 Broad Wing Dr Odenton, MD 21113
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About this home
Where elegance meets rustic charm, this breathtaking Breckenridge model by Stanley Martin Homes offers over 5,500 sq. ft. of refined living space on a premium .22-acre lot in the prestigious Cascades section of the highly sought-after Two Rivers community. Built in 2020 and meticulously maintained, this 5-bedroom, 4.5-bath home is bathed in natural light and designed for those who love both sophistication and warmth. The main level showcases 10-foot ceilings and begins with a welcoming foyer that opens into a versatile flex room, perfect for a lounge, playroom, or formal sitting area. A dedicated library/study offers an ideal retreat for working from home or quiet reading. The layout flows into the spacious open-concept great room, anchored by a sleek gas fireplace with elegant glass surround. The gourmet chef’s kitchen features a massive quartz island, high-end stainless steel appliances, gas cooktop, double ovens, 42” upgraded cabinets with crown molding, stylish tile backsplash, and a walk-in pantry with prep station. The kitchen transitions seamlessly into both the morning/dining room and a bright breakfast area, creating a connected space ideal for entertaining and everyday living. A convenient mudroom, located just off the kitchen, provides smart storage and leads directly to the oversized 2-car garage. Upstairs, the Owner’s Suite offers an exquisite retreat with double-door entry, tray ceiling, abundant natural light, a relaxing sitting area, spa-inspired bath with soaking tub, dual vanity, oversized tiled walk-in shower, and two large walk-in closets. There is an additional bedroom with an ensuite, and all 3 additional large bedrooms feature their own walk-in closet. The Laundry Room is conveniently steps away from the Owner’s suite. The fully finished basement provides additional space for entertainment and relaxation, featuring a large rec/game room, theatre room, 5th bedroom, and full bath—perfect for guests or multigenerational living. Outdoor living is equally impressive. The backyard oasis includes a screened-in covered porch with retractable sunshades, a composite deck, beautifully designed hardscape patio with walkway connecting to the driveway, and a fully fenced yard with white vinyl privacy fencing—perfect for gatherings, relaxation, and evenings under the stars. Upgrades not typically found in new construction include: custom rustic accent walls, upgraded farmhouse chandeliers, recessed lighting, premium flooring, covered screened porch buildout with retractable shading systems, composite deck, extensive hardscaping, privacy fencing, and professionally curated design finishes throughout. Residents of Two Rivers enjoy resort-style amenities including the clubhouse, multiple pools, fitness center, tennis and sports courts, community gardens, parks, playgrounds, and miles of scenic trails. Centrally located in the Baltimore-Washington Corridor, this home offers easy commuting to DC, Baltimore, and Annapolis—just minutes from the Metro, MARC Train, BWI Airport, and major commuter routes.
Source: BRIGHT #MDAA2128124
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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