2848 Fox Trail Ln Fort Worth, TX 76108
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About this home
LENDER PAID INTEREST RATE BUY DOWN AVAILABLE ON THIS PROPERTY. CALL FOR MORE DETAILS! Experience modern living in Palmilla Springs! This stylish, energy-efficient home offers an open-concept design with elegant finishes throughout. The gourmet kitchen features crisp white cabinetry, pearl silver granite countertops, a spacious island, stainless steel appliances, and a 4-burner electric range—perfect for both cooking and entertaining. Enjoy year-round comfort and lower utility costs with energy-saving features like Low-E windows, spray foam insulation, a multispeed HVAC system, and ENERGY STAR–rated appliances. High ceilings, wood-look LVP flooring, and soft neutral tones fill the home with a light, contemporary feel. The expansive primary suite includes a generous walk-in closet, dual vanities, and a luxurious oversized shower. Community amenities—such as a playground and dog park—add to the appeal, all just minutes from vibrant downtown Fort Worth. Modern comfort, energy efficiency, and convenient location come together in this exceptional Palmilla Springs home.
Source: NTREIS #20879452
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.