2850 Dunleigh Dr Dunkirk, MD 20754
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About this home
This exceptional property also comes with a rare and highly valuable opportunity: a VA assumable mortgage at an incredibly low 2.7% interest rate. With a monthly payment of just $3,832.89! This VA loan offers significant savings compared to current market rates. The loan with Carrington has a second loan product to cover funds due at closing. Even better, the listing agent is highly experienced with assumable loans and can expertly guide qualified buyers and agents through the process. Don’t miss the chance to secure this luxury home and one of the best financing options available today. Welcome to 2850 Dunleigh Drive in Dunkirk, Maryland—an extraordinary custom-built estate nestled within the exclusive Dunleigh community in northern Calvert County. From the moment you pass through the private gated entrance and follow the lamp-lit driveway, this home exudes privacy, luxury, and high-end living. Every detail has been thoughtfully designed and meticulously updated with top-of-the-line finishes and smart home technology throughout. The heart of the home is a showstopping, state-of-the-art glass wall wine cellar and bar in the fully finished basement, accented by a decorative feature wall and a travertine stone fireplace—perfect for entertaining or unwinding in style. The primary suite is a true sanctuary, boasting a newly renovated spa-style bathroom with heated floors, granite countertops, custom cabinetry, a double vanity, and a steam shower complete with five showerheads, built-in music, and a natural rock floor designed to massage your feet. A bidet adds an extra touch of luxury, while barn doors, a decorative fireplace hearth with TV mount, and dual ceiling fans complete the master bedroom’s upscale feel. Designed for seamless modern living, the entire home is equipped with integrated smart technology, including thermostats, lighting, and garage door openers for both the attached and detached garages. The gourmet kitchen features Thermador and JennAir appliances, granite countertops, and a built-in wine refrigerator, offering a functional yet elegant space for culinary adventures. One of the home’s most breathtaking features is the sunroom, which overlooks a backyard oasis that truly feels like a private resort. The outdoor space includes a sparkling pool with a grotto waterfall, a pergola with fan and lighting, a pool house with full bath, a hot tub with custom glass doors, an outdoor storage shed, and a separate 3-car detached garage. There's also an RV pad with hookup—perfect for guests or road trip prep. With six fireplaces, two newer HVAC units (one 7 years old, one 4 years and a roof less than 10 years old, this home blends elegance and efficiency. And with a prime location offering quick access to Annapolis, Washington D.C., Andrews AFB, and other regional government and military installations, 2850 Dunleigh Drive offers the ideal blend of luxury, privacy, and convenience. This isn’t just a home—it’s a lifestyle.
Source: BRIGHT #MDCA2023238
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.