28519 Pietro Dr Valencia, CA 91354
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About this home
Welcome to one of the largest and most desirable floorplans in the beautiful West Creek community of Valencia! This immaculate 3-bedroom + loft, 2.5-bath end-unit townhome offers an ideal blend of space, style, and location. Perfectly situated right across from the expansive West Creek Park, HOA Amenities, and just steps from guest parking. Inside, you'll find a spacious open-concept layout with luxury vinyl plank flooring, high ceilings, recessed lighting, and plenty of natural light throughout. The oversized kitchen is a standout feature—equipped with granite countertops, abundant cabinet space, stainless steel appliances, under-cabinet lighting, a slide-in range, built-in microwave, and a deep stainless steel sink. Whether you're entertaining or cooking for the family, this kitchen delivers. The living and dining areas flow seamlessly to a private front patio, perfect for al fresco dining or a morning coffee retreat. French doors open wide, expanding your living space outdoors. The first level also includes a convenient half bath and a large storage closet. Upstairs, enjoy a versatile loft space ideal for a home office, media room, or play area. The two secondary bedrooms are generously sized and share a full bathroom with a double-sink vanity. The laundry room is upstairs for convenience and includes both washer and dryer. The spacious primary suite is located in its own private wing and features a walk-in closet, French doors to a private balcony, and a luxurious ensuite bathroom with dual vanities, a large soaking tub, and a separate walk-in shower. Each bedroom includes ceiling fans, and the home has been thoughtfully updated and maintained throughout. As part of the resort-style West Creek community, enjoy amazing HOA amenities including three sparkling pools and spas, a clubhouse, BBQ/picnic areas, playgrounds, basketball and sport courts, and miles of greenbelts and scenic paseos. Right across the street, West Creek Park offers one of the best outdoor experiences in the area with its massive play structure, fitness stations, and covered picnic areas. Close to award-winning schools like Rio Norte Jr. High, walking distance to shopping, dining, and with easy freeway access — this location is hard to beat. Schedule your private showing today!
Source: CRMLS #SR25163382
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.