2858 Parlay Ln North Port, FL 34286
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About this home
Welcome to this beautifully maintained 3-bedroom (+den), 2-bathroom home, just 2 years old and move-in ready in one of Southwest Florida’s fastest-growing cities—North Port. Located in a peaceful yet convenient neighborhood, this home combines modern living with timeless Florida charm. While this is a 3 bedroom home, the back den/office is perfect for use as a 4th as necessary! In the master suite you'll love the en suite bath featuring two walk-in closets, dual sinks, a tile shower and a separate soaker tub. Inside, you’ll find a spacious and thoughtfully designed layout featuring a living room, family room, formal dining room, and a cheerful breakfast nook—offering plenty of space for relaxing, entertaining, or hosting guests. The open floor plan and abundant natural light create a warm and welcoming atmosphere throughout. Built in 2023, this home is equipped with hurricane shutters for added peace of mind and protection during storm season. Everything still feels fresh and new, from the finishes to the systems—giving you the low-maintenance lifestyle you’ve been looking for. Enjoy close proximity to parks, schools, shopping, dining, and the future growth of North Port. Whether you’re looking for your forever home or a smart investment in Southwest Florida, this property checks all the boxes. Don't miss your chance to own this modern, move-in-ready home in a community full of sunshine, opportunity, and potential.
Source: STELLAR #C7510552
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.