2858 Wyman Ct Deltona, FL 32738
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About this home
MOTIVATED SELLER AND PRICE IMPROVEMENT SELLER WILL PAY $10,000 TOWARDS BUYERS CLOSING COST. Welcome to this beautifully maintained 3-bedroom, 2-bathroom home nestled on a quiet cul-de-sac offering comfort, functionality, and modern upgrades throughout! Step inside through elegant double front doors and be greeted by high ceilings and an open floor plan that creates a spacious and inviting atmosphere. The updated kitchen is a chef’s delight, featuring 42-inch cabinetry, granite countertops, double sinks, a breakfast bar, a cozy dining nook, and complete with newer stainless-steel appliances. The family room offers warmth and charm with its wood-burning fireplace, while the adjacent 16x21 bonus room showcases updated laminate flooring, a wet bar, and easy access to the large fenced-in backyard perfect for entertaining or relaxing. The primary suite provides a true retreat, boasting two closets (including a large walk-in) and a luxurious en-suite bath with dual sinks, granite countertops, a jacuzzi tub, and a separate walk-in shower. The split floor plan includes two additional bedrooms plus a bonus flex room ideal for a home office or nursery. Additional highlights includes Separate laundry room with luxury granite counter, stainless steel sink, soft-close cabinetry, and an oversized two-car garage with separate entry motorized doors. The home includes the following: Newer Roof (2023), Newer A/C system (2024), New patio pavers (2025), and New fence (2025). Enjoy outdoor living on your newly installed stone patio, perfect for family gatherings, barbecues, and relaxing evenings. Best of all — No HOA! Come see this well-maintained gem that truly has it all. Don’t miss your opportunity to make this move-in ready home yours today!
Source: STELLAR #O6352226
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.