2860 Windsor Knoll Dr Dacula, GA 30019
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About this home
Timeless Elegance Meets Modern Comfort – A Home Designed to Impress Welcome to a residence where classic charm and contemporary luxury come together in perfect harmony. From the moment you arrive, this beautifully designed home invites you into a lifestyle of ease, sophistication, and everyday enjoyment. A picture-perfect front entry and oversized side-load garage offer both striking curb appeal and functional convenience. Whether you're sipping morning coffee or winding down in the evening, the peaceful balcony sets the stage for relaxation. Inside, you'll find thoughtful details at every turn—starting with a formal dining room adorned with a tray ceiling and exquisite wainscoting, ideal for hosting dinner parties or holiday gatherings. The heart of the home is a showstopping gourmet kitchen, featuring sleek gray cabinetry, gleaming white quartz countertops, and top-of-the-line stainless steel appliances. Whether you’re cooking for a crowd or enjoying a cozy night in, this space delivers style and performance in equal measure. Durable and stylish luxury vinyl plank flooring flows throughout the main level, adding warmth and easy maintenance. A private main-floor guest suite ensures visitors feel right at home, while the elegant oak staircase leads you to a versatile loft—perfect as a home office, media space, or play area. Upstairs, the primary suite is your personal retreat, complete with a tray ceiling, expansive walk-in closet, and a spa-like bathroom featuring dual vanities and a luxurious walk-in shower. And for even more living space? Head up to the spacious third-floor bonus room—ideal for a home theater, creative studio, or whatever fits your lifestyle best. With integrated Smart Home technology, this home blends classic design with modern-day convenience—keeping you secure, connected, and in control. More than just a house, this is a place to truly live. Come see what makes it so special. Schedule your private tour today!
Source: FMLS #7603027
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.