28685 Morning Dew Way Yorba Linda, CA 92887
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About this home
Nestled at the end of a peaceful and private cul-de-sac, this well-maintained residence that offers comfort, functionality, and style. This delightful home boasts 3 spacious bedrooms and 2.5 well-appointed bathrooms, all set on an expansive lot that provides plenty of room to grow, play, or relax. Upon entering, you'll be welcomed by soaring high ceilings and an abundance of natural light that flows effortlessly through the open-concept floor plan, creating a bright and inviting atmosphere. The layout is thoughtfully designed to accommodate both everyday living and entertaining, with seamless transitions between the living, dining, and kitchen areas—offering ample potential to personalize and make it truly your own. Step outside to the generous backyard retreat, where you'll find a sparkling gated pool and relaxing spa—ideal for weekend gatherings, fun, or quiet evenings under the stars. The surrounding outdoor space offers plenty of room for gardening and lounging. Located in one of Yorba Linda’s most desirable neighborhoods, this home is just minutes away from award-winning schools, picturesque local parks, and a variety of shopping, dining, and recreational options. Convenient access to the 91 freeway makes commuting and travel a breeze, while the serene location ensures peace and privacy at home. With its blend of space, comfort, and prime location, this home is a rare opportunity to enjoy the best of Southern California living.
Source: CRMLS #NP25236153
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.