2875 Stage Coach Rd Sewanee, TN 37375
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About this home
Looking to get away from it all, this charming 3 bed 3.5 bath cabin is nestled in the woods, offering, peace, privacy, and breathtaking bluff views of the valley below. Situated on 5.79 acres, this 2700 sqft home is the perfect blend of rustic charm and modern convenience located just 5 mins to the nearest interstate exit. Step onto the expansive wrap around porch and take in the panoramic scenery, ideal spot for morning coffee, evening sunsets, or simply soaking in nature's beauty, Inside the open-concept living area features wood accents throughout, with plenty of windows to let in natural light and showcase the nature surrounding you. Each bedroom offers its own bath for ultimate comfort and privacy, while the spacious kitchen with new granite countertops and dinning area with vaulted ceilings and open loft making it perfect for gatherings. The upstairs features, open loft area, another bedroom suite with additional bonus area that could be built out for office space or 4th bedroom. The home includes a cozy fireplace, ample storage, and a layout that works well for full-time living or short term rentals. Tucked away in the side of the mountain giving that "middle of nowhere" feel, yet only five minutes from the interstate, this property offers the best of both worlds, serene mountain living with quick access to town conveniences. A 15 minute drive will get you to downtown South Pittsburg, Kimball, Jasper or Sewanee TN. Additional acreage is available for purchase up to 17 acres total of unrestricted wooded property. Home has new upstairs HVAC put in 6/2025, New countertops in kitchen and downstairs bathrooms, most porch railings and boards replaced and braced porch paint has been purchased. Basement workshop with finished space and tons of climate controlled storage. Whether you're looking for a private retreat, a hunting cabin, a place to entertain, or a peaceful homestead, this bluff view beauty is a rare find.
Source: REALTRACS #2975079
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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