288 S Wiggins Dr Pueblo, CO 81007
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About this home
Beautifully maintained 3 bedroom, 2 bathroom stucco home on a desirable 1.09 acre corner lot with a 3-car finished garage plus an extended driveway for plenty of parking. You are welcomed in with a covered front porch entry and a thoughtfully designed open floor plan with vaulted ceilings and stylish finishes throughout. The main living area features durable laminate flooring, a gas fireplace with stacked stone surround, and abundant natural light. The spacious kitchen has a large granite island with storage, bar seating, stainless steel appliances (including an electric range with air fryer and gas line already plumbed in), built-in microwave, tile backsplash, under-cabinet lighting, soft-close cabinetry with crown molding, and pantry closet. Adjacent dining area offers a slider out to the backyard. Primary suite includes vaulted ceiling, walk-in closet, and en-suite bath with granite double vanity, large walk-in tiled shower, and tile flooring. Two additional bedrooms feature newer carpet and ceiling fans. The full hall bath offers tile flooring, granite-topped vanity, and tub/shower combo with tile surround. Convenient laundry room with tile floors, cabinet storage, and washer/dryer included. Upgrades include tankless water heater, water filtration, radon mitigation system, solar panels, central AC, and ceiling fans throughout. The fully fenced backyard is perfect for entertaining with a covered concrete patio, lawn space, and a brand-new shed with metal roof, roll-up door, and roof vent. Close enough to all amenities including recreation at Pueblo reservoir and easy commute to Pueblo & Colorado Springs, but far enough to enjoy a little elbow room!
Source: PPMLS #8536495
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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