288 Scenic Wood Dr Azle, TX 76020
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About this home
**THIS HOME IS NOT IN A FLOOD ZONE** Welcome to your Parker County retreat! Nestled on a one-acre lot, this single-story gem brings together modern comfort and a relaxed country vibe. From the moment you walk in, soaring cathedral ceilings and rich acacia wood floors set the tone—warm, inviting, and made for both everyday living and memorable gatherings. The heart of the home is wide open, flowing seamlessly from the living room—anchored by a striking fireplace—to the chef-inspired kitchen. With quartz countertops, tons of cabinetry, a roomy island, and electric cooktop, this kitchen is equal parts stylish and functional. The breakfast nook is a sweet bonus: sip your coffee while watching birds play just outside your window. The split-bedroom layout ensures everyone has their own space. The primary suite feels like a private sanctuary, complete with spa-worthy bath featuring dual vanities, a stand-alone soaking tub, and an oversized walk-in shower. Two additional bedrooms plus a dedicated office offer flexibility for family, guests, or work-from-home days. But wait until you step outside. Mature trees, stone pathways, and a fire pit create your own private escape. Whether it’s roasting marshmallows, bird watching, or strolling down toward the stream, this backyard was built for making memories. Add in energy-smart foam insulation, beautiful wood floors, and custom touches throughout—you’ve found a home that blends quality, personality, and a whole lot of heart.
Source: NTREIS #21052972
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.