28841 Delaware Dr Tehachapi, CA 93561
Your savings
About this home
Welcome to this charming single-story home nestled in the peaceful community of Stallion Springs, California. Located at the end of a quiet cul-de-sac, this 3-bedroom, 2-bathroom residence offers a perfect blend of comfort and convenience. Ideal for outdoor enthusiasts, the home is surrounded by a variety of trails for hiking & horseback riding. Step inside to find a spacious and open floor plan, offering ample natural light and an inviting atmosphere. The home is designed with plenty of storage space, making it perfect for keeping your belongings organized. A tankless water heater ensures you’ll always have hot water when you need it, while window screens allow for fresh air without the worry of insects. The property is equipped with automatic sprinklers, keeping the landscape lush and beautiful with minimal effort. Whether you're relaxing in the backyard or exploring the nearby trails, this home is an ideal retreat for those who love outdoor adventures. Enjoy the best of both worlds with the serenity of a quiet neighborhood and the excitement of nature right at your doorstep. Don’t miss out on this wonderful opportunity to live in Stallion Springs. Seller will consider credit for rate-buydown.
Source: CRMLS #HD25237627
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.