28891 Brookhill Ct Menifee, CA 92584
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About this home
Elegant Move-In Ready Home with Paid Solar and Oversized Lot in Mahogany Creek Menifee, CA 4 Bedrooms + Loft | 3 Bathrooms Convenient Downstairs Bedroom & Full Bath (ideal for guests or multi-generational living) Spacious 9,000+ sq ft. Lot No HOA + Fully Paid Solar System Interior Highlights Open-concept floor plan with hardwood & upgraded waterproof laminate flooring Interior paint (Sherwin Williams scuff-resistant finish) & newer baseboards Elegant design details: custom wainscoting, accent walls, and modern lighting Chef-inspired kitchen with: Granite countertops & stainless steel appliances Large center island Walk-in pantry & butler’s pantry Dry bar & built-in desk niche Generous laundry room with custom shelving and storage Upstairs loft—perfect as a second living area, playroom, or media space or movie theater Luxurious primary suite with dual sinks, soaking tub, separate shower & walk-in closet Exterior & Expansive 9,000+ yard Sprinkler- irrigation system Rose gardens, orange, and lemon trees Perfect for entertaining and outdoor living Garage & Upgrades 3-Car Garage with Dual Driveways Single-car garage: epoxy flooring, overhead storage, Bluetooth speaker lighting Double-car garage: upgraded opener & spring hardware, epoxy flooring, overhead storage Water-conserving fixtures throughout Extensive flooring upgrades and thoughtfully curated finishes Location Benefits Nestled in the desirable Mahogany Creek community Close to parks, walking trails, shopping, and dining Convenient access to schools and commuter routes This exceptional home combines elegance, comfort, and modern convenience—truly move-in ready.
Source: CRMLS #SW25191708
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.