28935 Calle Alta Murrieta, CA 92563
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About this home
Your Dream Retirement Home Awaits in Golf Knolls! Discover this beautifully maintained residence in the highly desirable 55+ Golf Knolls community of Murrieta. Offering 1,456 sq. ft. of comfortable living space, this charming home features an open floor plan, two large carports, and RV parking—perfect for convenience and flexibility. Step inside to a bright, airy interior with seamless flow from the spacious living room to the chef’s kitchen, complete with quartz countertops, a large center island, ample cabinetry, and a walk-in pantry. The adjacent laundry room adds everyday ease. Enjoy relaxing evenings in the cozy family room with its inviting fireplace—a perfect spot to unwind. The home offers 3 bedrooms and 2 bathrooms, enhanced by a blend of laminate and carpet flooring throughout. Residents of Golf Knolls enjoy exclusive amenities including a clubhouse, sparkling pool and spa, fitness room, and a vibrant social calendar that encourages an active lifestyle and a strong sense of community. Located minutes from shopping, dining, medical centers, and the Temecula Wine Country, with easy freeway access to both the 15 and 215, this home offers the perfect balance of comfort, convenience, and community. Don’t miss your chance to experience resort-style living in Golf Knolls—schedule your private showing today!
Source: CRMLS #NP25245404
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.