2900 Country Church Rd Mckinney, TX 75071
Your savings
About this home
Welcome to this stunning 3-bed, 2.5 bath home located in a small and secluded neighborhood in McKinney, Texas! Built in 2018, this home offers 2,052 square feet of modern living space in a secluded and safe neighborhood. Zoned for the highly sought-after Prosper ISD and recently built Walnut Grove High School, this home combines convenience with top-tier education options. Step inside to find an inviting open floor plan with high ceilings and abundant natural light. The spacious kitchen is features granite countertops, soft close cabinets, a central island ideal for entertaining, and a convenient walk-in pantry. On the main level, you’ll also find a dedicated office and a half bath, perfect for working from home or additional guest space. Upstairs, a generous second living area offers flexible space for a game room or media room. The home is equipped with a tankless water heater system and features stone flowerbeds, and a magnolia tree for added curb appeal. Enjoy evenings on the cozy front porch or in the large oversized backyard, ready with generous space to make into your own personal oasis . Located in a tight-knit community with no city tax and a low HOA, this home is both economical and part of a welcoming neighborhood. Do not miss your opportunity to make this your new home!
Source: NTREIS #21096238
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.