2900 Sunridge Loop Saint Cloud, FL 34771
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About this home
One or more photo(s) has been virtually staged. Discover the perfect blend of style, comfort, and privacy in this 4-bedroom, 2-bathroom home, ideally positioned on a spacious, fully fenced corner lot with no rear neighbors. From the attractive side-entry garage to the long foyer that welcomes you inside, this home exudes charm and thoughtful design. With $30,000 in upgrades, enhancing both the look and livability of this beautiful home, this 3-way split floor plan begins with two bedrooms and a full bath near the entry, while a third bedroom, laundry room, and garage access are tucked down the hallway for added convenience. The home then opens into a light-filled living space, where the kitchen takes center stage with granite countertops, stainless steel appliances, shaker-style cabinetry, a stunning backsplash, and a large island perfect for casual dining. The adjacent dining area offers easy access to the lanai and backyard, creating a seamless indoor-outdoor flow. The primary suite overlooks the peaceful backyard and features a spa-like ensuite with dual sinks, granite counters, gold fixtures, walk-in shower, decorative mirrors, and a generous walk-in closet. Throughout the home, you'll appreciate the attention to detail—upgraded light fixtures, modern fans, stylish faucets, and mirrors elevate every space. Step outside to enjoy the expansive backyard, perfect for entertaining, relaxing, or simply soaking up the Florida sunshine. Located just 20 minutes from Orlando International Airport and close to Lake Nona, Medical City, shopping, dining, and more—this home offers the lifestyle you’ve been searching for!
Source: STELLAR #O6298262
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.