2901 Maple Knoll Dr Kingwood, TX 77339
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About this home
This gorgeous updated 2 story home has one of the largest lots in the area! Tucked away in a quiet culdesac, you've got to see this one for yourself. The front porch is ready for your morning coffee or afternoon iced tea. There is a genrous den in the front as you enter the home with lots of windows. The bright large kitchen is open to the front den as well as a breakfast room and another large living area/office/flex space with a fireplace. The gorgeous glass french doors let the light in from the backyard and all of the trees! You will also find a powder bath and the utility room downstairs. Upstairs you will find 4 generous sized bedrooms, great storage & 2 full baths. Lots of updates to see in this home!!! The peaceful and grand backyard is a blank slate for any and all of your outdoor plans! This location is close to shopping and entertainment and Elm Grove has tons of amenities, huge pool, kiddie pool, parks, playgrounds, tennis courts.
Source: HAR #69978672
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.