29038 Fuller Ave Wickliffe, OH 44092
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About this home
Welcome to this beautifully updated home offering a perfect blend of modern finishes and everyday comfort. This charming property features three spacious bedrooms and two remodeled bathrooms with stylish fixtures and finishes. Entering the front door, you will love the grand windows that allow so much bright light to enter. The first floor is the perfect layout for entertaining with a spacious living room opening to a large dining area and the wonderful kitchen. This top-tier kitchen is a dream with exquisite granite counters and amble two-toned cabinetry, tempting you to want to host every dinner party! A huge convenience is the attached, oversized garage and then the mudroom located right off the kitchen with a side exterior door - ideal for everyday use! Upstairs, there are 3 nice size bedrooms with a full bath. The hallway also features a charming glass built-in. The lower level has a recreation room that is finished with plush carpet and great for movie night! There is also a full bathroom in the basement and a separate laundry area. The exterior offers a big backyard with plenty of space for cookouts and summer fun. There is even a rooftop terrace to relax! In 2022, so many updates were done including the renovated kitchen and baths, paint, flooring, windows, driveway, and appliances. The HWT is also newer and roof around 10 yrs young! Located just minutes from freeway access, you’re only 15 minutes from downtown Cleveland. Locals love Wickliffe and come to stay. With a brand new school, beautiful parks and convenience all around, come check out this home and make it your own today!
Source: MLSNOW #5148126
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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