2908 Stonecreek Dr Round Rock, TX 78681
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About this home
2908 Stone Creek Dr, Round Rock, TX 78681 – Behrens Ranch Beautifully maintained two-story home in the highly sought-after Behrens Ranch community. This spacious residence offers a thoughtful layout with generous living areas, quality finishes, and a primary bedroom located on the main level for added convenience and privacy. The home also features significant recent improvements, including a new roof and new HVAC system, adding value and peace of mind. The main floor includes an open kitchen with abundant cabinetry, a large center island, and seamless flow into the dining and living areas. A dedicated study provides flexibility for work or additional living needs. Natural light fills the home, creating a warm and inviting interior throughout. The main-level primary suite offers a well-appointed ensuite bath and ample closet space. Upstairs, additional secondary bedrooms are complemented by a spacious game room, providing multiple areas for entertainment, relaxation, or hobbies. With five bedrooms and four full baths, the floorplan is designed to support a variety of household arrangements. Set on a generous lot with mature landscaping, the outdoor space offers room for everyday enjoyment. Located within the acclaimed Round Rock ISD, the property provides convenient access to parks, community amenities, shopping, dining, and major roadways. Behrens Ranch is known for its established charm, neighborhood amenities, and ideal location, making this an exceptional opportunity in one of Round Rock’s most desirable communities.
Source: ACTRIS #1060577
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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