2909 Deer Run Trl Farmersville, TX 75442
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About this home
Nestled on a serene 1-acre lot in Farmersville, this exceptional property offers the perfect blend of refined living and everyday comfort. From the moment you arrive, the expansive grounds invite you in with their peaceful charm and endless potential. Step inside to discover an elegantly appointed interior where marble floors flow effortlessly throughout the living spaces, adding a sense of timeless luxury. The main living area is anchored by a beautiful fireplace—perfect for cozy evenings and gathering with loved ones—while propane gas service adds modern efficiency and warmth throughout the home. Thoughtfully designed with both relaxation and functionality in mind, this residence is a haven for those who value space, beauty, and versatility. Whether you’re enjoying a quiet morning on the patio or entertaining guests under the Texas stars, the seamless connection between indoor and outdoor living sets the stage for memorable moments. A standout feature of this property is the detached Casita, offering incredible flexibility—ideal as a private guest house, home office, creative studio, or space for multi-generational living. With no detail overlooked and plenty of room to tailor the property to your lifestyle, this home offers a rare opportunity to enjoy upscale rural living without compromise. Embrace the tranquility of country life with the convenience of nearby amenities—your personal retreat awaits in Farmersville.
Source: NTREIS #21007175
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.