291 Hillside Dr Harrah, OK 73045
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About this home
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home with a study/flex space, perfectly situated in the gated Fall Creek Estates community. Built in 2011, this 1,914 sq ft residence sits on a spacious half-acre interior lot surrounded by mature landscaping, stamped flowerbed curbing, and a welcoming front entry that immediately catches the eye. Inside, elegant crown molding, and an open-concept design that creates an inviting and functional layout. The living area flows seamlessly into the kitchen, where granite countertops, stainless steel appliances, a tile backsplash, and a wraparound breakfast bar make cooking and entertaining a joy. The adjacent dining space offers plenty of natural light and easy access to the backyard patio, making this home perfect for gatherings. The private primary suite is thoughtfully separated from the secondary bedrooms, creating a peaceful retreat. The spa-like bathroom features a whirlpool tub, dual sinks, a separate shower, and a spacious walk-through his-and-hers closet. Two generously sized guest bedrooms and a study that can double as a fourth bedroom or home office provide versatility for any lifestyle. Step outside to a covered back patio and large fenced yard, ideal for family activities, gardening, or simply enjoying the outdoors. The property includes a storm shelter with built-in seating, ensuring peace of mind during storm season, and a three-car garage for ample storage and parking. If you’re seeking a well-maintained home that offers style, functionality, and peace of mind, 291 Hillside Dr is the perfect fit. From its thoughtful upgrades to its welcoming design and secure neighborhood, this property is ready to impress its next owner.
Source: MLSOK #1189003
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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