2917 48th St W Lehigh Acres, FL 33971
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About this home
UNBELIEVABLE VALUE!! This 4-bedroom, 2-bathroom home in Lehigh Acres is a fantastic opportunity for buyers looking for space, comfort, and great value in a pool home. The oversized screened-in outdoor area features a beautiful pool and hot tub, perfect for relaxing or entertaining. The backyard provides plenty of space for outdoor activities and is equipped with automatic sprinklers and a new well pump for easy maintenance. A new roof was installed in 2023, offering added peace of mind. The kitchen is stylish and functional with cherry wood cabinets, granite countertops, stainless steel appliances, a breakfast bar, and a walk-in pantry. Tile flooring runs through the main living areas, while the bedrooms feature easy-to-maintain laminate flooring. Each of the four bedrooms offers flexibility for family, guests, or home office space. Best of all, this home is HIGH AND DRY, located outside of any flood zone, so no flood insurance is required. With NO HOA, you'll enjoy the freedom of no additional fees or restrictions—just easy living in a great location close to schools, shopping, and dining. Don’t miss the opportunity to own a 4-bedroom pool home at a great price in Lehigh Acres.
Source: FORTMYERS #225062509
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.