2920 Prestwood Dr Cumming, GA 30040
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About this home
Welcome to this stunning Frasier floor plan by Lennar, located in the highly desirable Mountain Crest community in Cumming, GA. This beautifully maintained home is more than just a place to live - it's a fully integrated smart home where convenience meets modern luxury. With over 3,100 sq ft of thoughtfully designed living space and top-tier upgrades throughout, this home offers everything today's buyers are looking for - space, style, technology, and location. Home Features: * 5 Bedrooms | 3 Bathrooms | 2-Car Garage * Bright and open main floor with luxury hardwood flooring and large windows * Chef's kitchen with granite countertops, stainless steel appliances, oversized island & huge pantry * Spacious living room with stone gas fireplace, perfect for cozy nights* Elegant formal dining room plus breakfast area * Versatile upstairs loft - ideal for an office, playroom, or media space * Luxurious owner's suite with spa-like bathroom, double vanities, soaking tub & walk-in closet * Private fenced backyard - great for gatherings, kids, or pets Smart Home Features: This home is a fully-enabled Alexa Smart Home, giving you voice or app control over: * Interior and exterior lighting * Security cameras * Motorized blinds * Smart door locks and thermostat Enjoy the convenience, security, and energy efficiency of a home that responds to you - whether you're home or away. Mountain Crest Community Perks: * Resort-style zero-entry pool with lap lanes, and an amazing water slide * Beautiful clubhouse with fully equipped fitness center * Tennis & pickleball courts, walking trails, and a community garden * Lush landscaping, sidewalks, and family-friendly atmosphere * Zoned for top-rated Forsyth County schools Prime Cumming Location: Ideally situated just minutes from GA-400, Lake Lanier, Halcyon, Avalon, and The Collection at Forsyth. Commute with ease, shop with convenience, and relax with nature nearby. Don't wait - homes in Mountain Crest sell fast! Schedule your private tour of 2920 Prestwood Dr and experience this one-of-a-kind smart home for yourself. MORE PICTURES COMING SOON!!
Source: GAMLS #10548686
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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