2921 Foxhall Cir Augusta, GA 30907
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About this home
Charming 4-bedroom, 2.5-bath colonial-style home is packed with updates! Step inside to find new LVP flooring throughout, a brand-new water heater, new roof for peace of mind and a two car garage. The kitchen includes a new refrigerator, while the exterior shines with new shutters and gutters. Out back, enjoy your own private oasis with an in-ground pool featuring a new liner, new chlorine pump, new sand filter, pool vacuum, and pool cover-perfect for summer relaxation and entertaining. Backyard is fenced in with an out building for storage or tools, fruiting banana trees, hot tub and a covered patio. The property is Centrally located for ultimate convenience: only 9 minutes to Augusta Mall, 10 minutes to I-20 and Augusta National Golf Club, 5 minutes to grocery stores, 17 minutes to I-520, and 20 minutes to Fort Gordon. The combination of modern updates, desirable location, and resort-style backyard, this home offers the best of comfort, convenience, and lifestyle living! Schedule your showing today!
Source: GAMLS #10590675
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.