29210 Nectarine St Menifee, CA 92584
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About this home
Spacious & Stylish Living in Menifee Prime Location & Priced to Sell! Welcome to 29210 Nectarine St, a beautifully designed 4-bedroom home with an oversized bonus room, 2.75 baths, and a 3-car garage, ideally situated on an expansive lot in the highly desirable El Dorado community. This is the opportunity youve been waiting for a spacious layout, premium location, and true potential for long-term value. The inviting covered entry opens to a bright and functional floorplan featuring a formal living room, convenient main-floor bedroom and guest bath, and a dedicated laundry room with direct garage access. The heart of the home is the open-concept island kitchen, complete with granite countertops, a breakfast bar, cherrywood cabinetry, and an upgraded refrigerator all flowing seamlessly into the adjacent family room, perfect for gatherings and everyday living. Upstairs, a large bonus room offers the perfect space for a game room, home theater, or flexible living. The primary suite features a spacious bath with dual vanities, a walk-in closet, soaking tub, and separate shower. Two additional bedrooms and a full hallway bath complete the upper level. Enjoy ultimate backyard potential with a pool-sized lot, no rear neighbors, and room to create your dream outdoor space. Located just minutes from Menifee Lakes Country Club & Golf Course, top-rated schools, shopping, dining, and lush community parks this home offers the ideal blend of comfort, convenience, and community. Homes in El Dorado move quickly dont miss your chance to own one of Menifees best values. Schedule your private showing today!
Source: SANDIEGO #IV25167402
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.