29216 Celestial Dr Menifee, CA 92584
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About this home
Up to a $10,000 buyers credit. Welcome to your dream home! This stunning two-story residence is perfectly situated on a peaceful cul-de-sac in the highly sought-after Menifee Greens community. Enjoy the rare combination of LOW TAXES and NO HOA, making this an exceptional opportunity you don’t want to miss. Step inside this gorgeous home and discover five spacious bedrooms, including a luxurious primary suite and primary bath upstairs featuring a walk-in closet. The main level offers an open and inviting floor plan designed for gatherings. Host memorable dinners in the formal dining room with a butler’s pantry, or unwind in the formal living and family rooms. The heart of the home is the upgraded kitchen, showcasing painted cabinets, abundant storage, elegant stone countertops, a generous island, and not one, but two top-of-the-line 36” Thor Kitchen natural gas stainless steel convection oven ranges. Discover a convenient main-level bedroom and a full bath —ideal for guests or multi-generational living. Upstairs you will find four more bedrooms including the primary suite and bath, a hall full bathroom and a large bonus room equipped with surround sound, there’s ample space for relaxation and entertainment. Additional highlights include a two-car garage plus a separate single car garage, an upstairs laundry room with extra hookups in the single garage, a covered patio, a fully equipped outdoor kitchen. Experience comfort, luxury, and convenience all in one exceptional property and with solar —don’t miss your chance to make this beautiful home yours!
Source: CRMLS #SW25244854
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.