2922 Dickens Dr Colorado Springs, CO 80916
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About this home
Welcome home to this beautifully updated 3-bedroom, 2-bath residence showcasing lovely Pikes Peak views. Every detail has been thoughtfully designed for comfort, style, and functionality. As you enter, you’re greeted by wood laminate flooring throughout, updated stair railings, and an inviting, light-filled floor plan. The spacious kitchen features granite countertops, a modern tile backsplash, stainless steel appliances, open shelving, and an upgraded sink. The open dining area offers mountain views and a walk-out to the expansive deck — the perfect setting for both everyday living and entertaining. Upstairs, enjoy a beautiful living room with large windows, a secondary bedroom with a walk-in closet, and a primary retreat complete with a walk-in closet, mountain views, and an updated attached full bathroom. The garden-level basement adds even more living space, featuring a family room with an electric fireplace and custom mantle, a cozy sitting area with built-in bookshelves, a large bedroom, a beautifully updated ¾ bathroom, and a laundry room with a washer and dryer included. Step outside to your fully fenced private backyard retreat, highlighted by an expansive deck with flower planters — ideal for relaxing or entertaining while enjoying the beautiful Colorado outdoors. Additional upgrades include new exterior paint (2025), a newer furnace and air conditioning (2021), a newer water heater (2019), improved attic insulation, updated lighting throughout, a roof replacement (2018), and an oversized garage with built-in cabinets, workbench, and shelving. Ideally located near schools, parks, and shopping — with easy access to the Powers Corridor and local military bases — this move-in-ready home perfectly blends modern updates, captivating mountain views, and true Colorado charm.
Source: PPMLS #8453198
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.