29288 Old Office Rd Rhoadesville, VA 22542
Your savings
About this home
Nestled on over 2 acres in the peaceful countryside of Rhoadesville, this remarkable custom-built home offers the perfect blend of comfort and convenience. Designed with “One Level Living” in mind, the home features an open, sunny floor plan with elegant details such as double crown molding, true hardwood floors, transom windows, and luxury vinyl tile. The spacious Great Room serves as the heart of the home, flowing seamlessly into a large country kitchen and dining area—ideal for both everyday living and entertaining. The kitchen is a true centerpiece of the home offering ample space for gatherings. You'll appreciate the custom Travertine backsplash and the walk-in pantry. This home boasts three generous bedrooms and two full bathrooms, providing plenty of space for family and guests. In addition, a converted guest house with full bathroom offers a fourth bedroom that is an ideal Guest Suite or can be easily converted into an Airbnb to generate income! It's perfect for visitors /rental, or a flexible living/working space! Practical features such as a separate laundry room and an attached garage enhance the home’s functionality. Large tilt-in windows throughout the home invite an abundance of natural light, creating a warm and inviting atmosphere. Outside, the property is a gardener’s dream. With plenty of open space and sunlight, it’s ideal for growing vegetables, flowers, or creating a lush landscape. To supplement the landscaping the property also has Potting Shed and large Workshop that are wired and a covered enclosure for storage of any large outdoor equipment. The spacious covered front porch or covered back porch are both perfect spots to enjoy quiet mornings or evening sunsets, surrounded by the beauty of rural Virginia. Despite its tranquil setting, this home offers modern connectivity with HIGH-SPEED FIBER OPTIC INTERNET, ensuring lightning-fast speeds for streaming, gaming, and remote work. The home and the detached guest house have independent connectivity and are protected from power outages with a WHOLE HOME GENERATOR! Located within an easy drive of Orange, Fredericksburg and Culpeper, the property combines the serenity of country life with convenient access to nearby amenities. Discover a move-in-ready retreat that combines rural serenity, generous space, and all the conveniences you need for modern living.
Source: BRIGHT #VAOR2010354
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.