2930 Broadway Unit 55 Unit 55 San Diego, CA 92102
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About this home
Priced for immediate sale! Will not last..... Located on the TOP FLOOR this CORNER unit is part of a secure, gated building in Golden Hill, this updated two-bedroom, one-bath home offers privacy and comfort. With no neighbors above and only ONE shared wall, the home enjoys abundant natural light, luxury vinyl plank flooring, and fresh interior paint. The open living area features a fireplace and large windows, creating a bright and inviting atmosphere. The kitchen offers ample cabinetry, generous counter space, and a functional layout that connects to the dining and living areas. Both bedrooms are well-sized and share a modern full bath. Additional features include elevator access, gated assigned parking, and a well-maintained building. Ideally located near Balboa Park, South Park dining and markets, and with easy access to Interstates 5, 15, and 94. Just minutes from downtown San Diego and Coronado. A great opportunity for those seeking convenience, low-maintenance living, and central access to the best of San Diego.
Source: SANDIEGO #250028496
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.