2930 Malcolm Dr Deltona, FL 32738
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About this home
*REMODELED * CLEAN * and *COZY* where Curb appeal and Pride of ownership is evident in this home & street. This 3 bed 2 bath 2 car garage split plan home comes LOADED with many upgrades. Sitting on Over ONE THIRD ACRE lot (.34ac) This homes KITCHEN and both BATHROOMS have been beautifully updated with newer GRANITE countertops (in Kitchen only) & Samsung STAINLESS STEEL APPLIANCES (stove /fridge). As you walk in you can feel the spaciousness with VAULTED ceilings. Additional Major updates include but are not limited to; ROOF(2023), J-Weld Hurricane -impact WINDOWS -(entire home) (2022), HOT WATER HEATER (2020), Rear SLIDING door/FRONT door (2022. EXTERIOR PAINTED 2021 ; INTERIOR 2025 w/ new bronze hardware on doors- complemented by NEWER *upgraded stylish wood-like LAMINATE FLOORING (LVP) in all 3 bedrooms. Looking for a SOLID home? Sellers have replaced apx 85% of the homes wood SIDING. .Additionally, for an added piece of mind this home sits high-and-dry; and NO flooding ever! This awesome property was well loved by ONE OWNER for almost 23 years. NO HOA & not in a flood zone. BRING ALL YOUR TOYS boats, RVs for this home has a SUPER SPACIOUS & private FENCED IN yard! Sellers are offering **up to 5,000 towards buyers pre-paids and closing costs w/ agreeable offer .All information contained herein is deemed to be reliable; but cannot guarantee accuracy. Buyers and their agent are responsible for all due diligence.
Source: STELLAR #FC312996
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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