2932 Wheat Meadow Ln Charlotte, NC 28270
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About this home
Don't miss this larger Willowmere Home on a desirable cul-de-sac that is tucked away from busy roads. New Roof just installed 8/25, New upstairs HVAC 2025 too. Incredible flow on the main level for entertaining. Flex Space off formal living rm can be office/play/work out room w/french doors that close. Kitchen centered with an island, granite countertops, tons of cabinet storage, desk area and a walk-in pantry. Room for a breakfast table that opens to the spacious Family Room. Classic Coffered ceiling in family room that enhances the space and accents the fireplace. Enormous Primary suite on the upper level with trey ceiling, long dual vanity, wrapped shower, garden tub, and separate toilet room. The large master closet has his/her sides and accommodates lots of clothing/storage. 3 more spacious bedrooms up. Laundry room is on the upper level with the bedrooms. It has a laundry sink, cabinets for storage. The new washer and the dryer remain with the house. Enjoy the large, private level yard. The patio structured roof remains with the house too. Did I mention Award winning Schools? Also, grocery stores, restaurants, drug store, huge recreational park all extremely close to the home. An opportunity you can't pass up.
Source: CANOPYMLS #4307713
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.