2936 Sumter Valley Cir Henderson, NV 89052
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About this home
Stunning single-story retreat with a casita nestled in one of Henderson’s most desirable 55+ golf course communities. This 3-bedroom + den, 3 baths with full panoramic unobstructed Las Vegas Strip, mountain, & sunset views. Situated on an elevated lot with no neighbors behind, the home features an oversized private pool and spa, & a covered patio spanning the entire length of the house — perfect for entertaining or morning coffee with a view. Gated courtyard entrance then you walk into the wide-open living room with a fireplace & wet bar overlooking the backyard pool and views. Offers a split floorplan and a den with peaceful views & direct access to the backyard. Kitchen has skylights & all appliances included & a 2-car tandem garage with built-in storage cabinets. Freshly painted on exterior and year round blooms in the yard. Enjoy access to 3 world-class recreation centers, including indoor & outdoor pools, pickleball courts, golf course, classes, & a vibrant social calendar.
Source: LASVEGAS #2726205
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.